Can you relate to any of these situations? 

Situation 1:

• Your business has recently hit a bump in the road. Profits are down, cash flow is strained.
• You are having difficulties meeting covenants or scheduled repayments.
• You are suddenly seeing a great deal more of your relationship manager….and the once ‘face-less’ credit people are suddenly making frequent appearances as well.
• You are trying to address the issues in your business and you just need some breathing space to identify and fix the issues but they don’t seem to be listening.

Situation 2:

• Your business ran into some problems some time ago.
• You were consigned to what is known in banking parlance as “the bad bank” or “work outs”  ie the area handling “problem credits”.
• You’ve developed a strategy for turning the business around and you are starting to implement it.
• You need some breathing space to execute your turnaround strategy and effect the return to financial stability.
• Your financier isn’t interested: they want you to go elsewhere. 

Situation 3:

• Your business ran into some problems some time ago. You’ve fixed the issues.
• Your strategy is starting to show results but it’s early days: full recovery to robust financial health will take more time to be clearly evident.
• You need additional working capital financing or a moratorium on repayments so that you can reinvest cash flow to effectively accelerate your turnaround strategy.
• Your financier is reluctant to provide the support you need OR you feel that the relationship was irretrievably damaged during the turnaround process and it’s best to start afresh.  

We are experienced in achieving constructive outcomes with financiers in turnaround situations.  

We know what is required to successfully refinance an early stage turnaround.